💰 Your Package

Gross Monthly Salary

Age (affects tax rebate)

🚗 Car Allowance

Include car allowance

80% is added to your taxable income (SARS rule)

🏥 Medical Aid

Include medical aid

Contributions qualify for tax credits

Adult dependants

Child dependants

⚠️ Medical aid rates shown are indicative averages. Actual premiums vary by scheme and plan. Please consult a registered financial advisor or broker to ensure you are adequately covered for your needs.

🏦 Pension / Provident Fund

Include retirement contribution

Tax deductible up to 27.5% of taxable income

Employee contribution

7.5% of gross

1%27%

⚠️ Retirement contribution rates and fund rules differ between employers. This calculator is for illustration only and does not constitute financial advice. Please consult a registered financial advisor to ensure your retirement savings are appropriate for your circumstances.

Estimated take-home pay

R0 per year

📊 0% effective tax rate

Where your salary goes

Take-home

PAYE tax

Medical aid

Pension

UIF

Gross salary R0

PAYE income tax −R0

UIF (1%, capped) −R0

Monthly take-home R0

Calculated using SARS 2025/2026 tax tables. This is an estimate for guidance only and does not constitute tax or financial advice. Consult a tax professional for your specific situation.

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What do you actually take home?